A leader in the Cash Advance, Servicing and Purchasing of Buy-Here-Pay-Here Contracts
Vehicle Acceptance Corporation is here to provide a mutually advantageous atmosphere for both the dealer and VAC. This strong relationship is the rule, not the exception.
Our funding procedures and policies are appropriately proportioned to help every dealer fulfill their needs and desire for growth, while maintaining the suitable requirements to sustaining a fiscally responsible finance company.
Who are the dealers we purchase notes from?
We purchase from the independent used car dealership industry. If you are not sure if you fit our criteria, please do not hesitate to call! Contact Us
Is there an age limit on the notes we purchase?
Yes. The contracts must be 90-days past the date of sale and the payments must be current. We welcome all dealers who are committed to success, and the need for a consistent source of funding.
Do I have to sell the note to benefit from VAC's services?
No, we offer a cash advance and a servicing program where we perform all of the collection and note maintenance, leaving you more time to sell cars; while you retain ownership. Discover our Cash Advance and Servicing programs.
English is not my or my client's primary language. Can VAC provide us with funding, communicating in Spanish with our clients?
We have bilingual personnel at all of our branch offices, and are more than willing to provide you with services in languages other than English. Please feel free to contact us with any questions regarding concerns with a language barrier.
Are you interested in submitting a portfolio for pricing?
Submitting a portfolio (1 or more loans) for pricing does not in any way formally or informally commit you to selling your notes. This is used to show you the purchase price that we would pay for your receivables. Submit a package to us for review.
References - List of Satisfied Dealers
Cash AdvanceIndependent businesses receive an advance of 3 to 9 months of payments on your notes, while retaining ownership
Note ServicingIndependent dealers retain ownership of your receivables while allowing us to collect payments and service your contract for you.
Bulk PurchasingBulk Purchasing Main Menu
Title LoansArizona residents can use the value of their vehicle to obtain funding of virtually any amount
